Have You Been Injured in a Car Accident in Delaware?

The legal team at Rhoades & Morrow have extensive experience handling car accident cases. Our lawyers work hard for each one of their clients, no matter how complex the case or how severe the injury.

It can be difficult to know who to trust in the wake of a car accident. Other drivers are looking out for themselves, and the insurance companies are looking to pay out as little money as possible. You need a lawyer on your side who is looking out for you so that you can focus on your recovery.

Is Delaware a No-Fault State?

Delaware is a no-fault state, meaning that you can obtain financial compensation from your insurance through your personal injury protection (PIP). However, unlike other no-fault states, Delaware does not preclude you from also filing a claim against a negligent driver for non-economic expenses, such as pain and suffering and loss of quality of life. Moreover, if you live in another state and you are involved in an accident in Delaware, then Delaware laws apply, meaning you are free to pursue a personal injury claim against another driver.

Delaware’s no-fault laws can be confusing, which is why you should hire an experienced car accident lawyer who can delve into your situation and determine the best course of action.

What Are the Most Common Causes of Car Accidents in Delaware?

A car accident can be a devastating experience for all involved. It can lead to long-term medical problems while ruining your quality of life. It is important to understand the most common factors that cause car accidents in Delaware. These causes include:

• Distracted driving: This is a common problem throughout the country and still a leading cause of accidents in Delaware. Drivers must keep their eye on the road and not be distracted with other actions, such as texting or checking directions on their phone. Other common distracted driving behaviors include including eating, adjusting the radio, or applying make-up.
• Drunk driving: When you get behind the wheel of a car after having had too much to drink, you become a danger to yourself and others. An impaired driver has difficulty concentrating on the road and will have slower reaction times. Sadly, drunk drivers continue to contribute to a significant number of car accidents and deaths per year.
• Drowsy driving: Drowsy driving is as dangerous as driving while impaired. In the 24/7 world we live in, this is too common of an occurrence as drivers take to the road after a long day at work and may be short on sleep.
• Aggressive driving: When drivers are anxious or stressed, that tends to manifest itself in their driving. They will speed or cut off other vehicles or swerve in and out of traffic. They will scream and yell and act impulsively behind the wheel of their vehicle, which can lead to an accident.

Many of these accidents can be prevented. If you suspect someone out on the road is driving under the influence or is driving aggressively, do your best to avoid that person, even if it means pulling over to allow them to pass you. Call the police if you suspect a driver is engaging in anything illegal.

What Should I Tell the Insurance Company?

Whenever you deal with either your own insurance company or the insurance company of another driver, you must be careful with the information that you provide, as they will use whatever you say to minimize your payment. You should never provide a recorded account of the accident, although you should report it to fulfill your obligations to your policy.

When you are ready to have a formal discussion with the insurance company, be sure to have your car accident lawyer represent you in these conversations. Your lawyer will present your case and outline any resulting injuries and property damage as evidence for your claim.